Insurance

Life Insurance
Life insurance can help protect your family's future. Find out how life insurance works and the types of policies we offer.
Medicare Supplement 
Medicare Supplement insurance plans work with Original Medicare to help with out-of-pocket costs 
Annuity 
Let us help you build a guaranteed income stream through a long-term investment designed to help protect you from the risk of outliving your income.
Health Insurance
Individual and Family Plans. We offer affordable health, dental, and vision coverage to fit your budget.
Long-Term Care
Long-term care (LTC) is a range of services and supports you may need to meet your personal care needs.
Home  
Protect your home against damages caused by fire, flooding, theft, weather, and other risks.
Auto 
All states require some degree of insurance for your vehicle to protect you and other motorists. 
Commercial Insurance 
Protect your company, employees and leadership from unexpected losses. 
Key Person Benefit  
Key person insurance provides financial protection by giving businesses the time to find and train replacements for key employees. 
Employee Benefits 
66 percent of employers offering and measuring wellness efforts report increased productivity
Business Life Insurance  
Life insurance products provide a solid financial foundation and serve as a versatile tool for businesses of all sizes. 
Buy-Sell AgreementA buy/sell agreement exists to help business owners ensure the continuity of their business after the loss of an owner.
Are you looking for insurance advice for your business or family?
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How we help

When it is time to get insurance for your business, vehicle, home, or family, we're here to help you. We work with you to determine your insurance needs. Because we work for you, not insurance companies, you know you can feel more confident that we will select the right solutions at the best possible prices.

Our experience means that the objective risk assessment brings out your requirements, even if you are unfamiliar with the risks. Business owners specifically seldom realize the exposure risks of their company because that is not your focus. A professionally licensed insurance broker like ourselves, will inform you about business exposure risks you may never even consider.

Benefits

An insurance broker plays a critical role in saving time, effort, and loads of frustration for any property or asset owner. We simultaneously help you to secure ideal insurance coverage solutions to best meet your risk and liability needs.

Communications often dwindle as soon as an insurance company signs you up. You probably won’t even hear from them until it’s renewal time.

On the other hand, we are with you for the long-term. We want to build a long-lasting relationship with you.

Solutions

We pride ourselves on mid-term reviews and the offer of assistance if you need anything. We watch out for ways your insurance needs may change. We will walk you through the process of getting the right coverage, even if it means smaller policies.

Working with a us gives you more options, takes less time, and your premiums are comparable, or lower. We shop around for you, so that you don't have to.

When you have specialized needs or a unique risk that you want to cover, we work on your behalf to negotiate with insurance companies for the most suitable policies.

Services

Personal Insurance
Business Insurance

“Timothy has been a huge help in helping me save on my home and auto. I was with Farmers for 20 years and when I switched, I saved $3,500 a year.”

— ROBERT FROST