Customized coverage to match your business
Selecting commercial vehicle insurance coverage that meets your specific needs is vital to protecting your business and income. A commercial auto insurance quote typically includes:
- Liability
- Physical Damage
- Medical Payments
- Uninsured Motorist
- Hired Auto
- Non-Owned Coverage
- Any Auto
We can also adjust your policy to reflect seasonal changes to keep your rates low and your coverage steady.
We also provide special benefits including customized coverages, competitive rates, discounts, exceptional claims service and more. Commercial Auto insurance covers:
Business autos
Includes cars, light trucks, SUVs, vans and more. Business auto insurance customers enjoy advantages, including discounts and access to network shops throughout the country.
Trucks
From dump trucks to tractor trailers, we have the experience you're looking for. We offer 24/7 claims service with an extensive truck repair network, discounts and more.
Trailers
We cover a wide range of commercial trailers ranging from pickup truck utility trailers to large dump body trailers pulled by a tractor.
How much does commercial auto insurance cost?
In 2021, the national median cost for commercial auto insurance through Progressive was $160 per month for both business auto and contractor customers. The average monthly cost was about $200.(See Disclosure) Most customers find their monthly premium to be closer to the median price because expensive outliers often drive up the average cost.
| Commercial Customer | Median Cost | Average Cost |
|---|---|---|
| Business Auto - Like cleaning services, restaurants and shops | $160/month | $205/month |
| Contractors - Like carpenters, electricians, landscapers and painters | $160/month | $196/month |
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For-hire truck and tow truck premiums aren’t included in these numbers. Learn more about our for-hire truck insurance costs and tow truck insurance rates. |
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Several risk factors contribute to your premium, including your profession, coverage needs, vehicles, drivers, driving history and location. You can expect to pay more than the average rate if your business requires more coverage or has a history of claims.
Learn more about what influences your cost and what you can do to get the cheapest commercial auto insurance. The best way to find out what you'll pay is to get a commercial auto insurance quote.
