![annunity annunity](https://legacyfig.com/wp-content/uploads/2023/01/annunity-1024x674.png)
Finding the right mix of growth potential and protection for your retirement assets can be a challenging balancing act. We get that. That’s why we offer fixed index annuities designed to do just that.
Protection
As opposed to taking "two steps back" when the market performs negatively, one strategy to help build confidence when faced with a bear market is to use a fixed index annuity, or FIA. While a FIA's index options are not directly invested in the market, interest credits are based on market performance.
Financial services risk spectrum
Where do FIAs fit on the risk line, as opposed to other financial services products?
Check now
Volatility control and annual reset graph
How do FIAs "lock in" interest credits, protecting them from market downturns?
View now
Features of an FIA chart
How can FIAs provide protection and flexibility to set a retirement strategy?
View now
COVID-19 and your retirement
How is the global pandemic shaping the consumer view of financial planning?
Read now
Volatility
Although past performance is no guarantee of future results, looking at the history of the market’s performance cycles may provide a fresh perspective on the benefits of diversification.
S&P 500® lookback
Are your retirement assets prepared for a market downturn?
Bear market historical chart
What can you expect from an average bear market?
Risk assessment calculator
Are you striking the right balance?
Return to "break even" calculator
Are your retirement assets overexposed?
Impact of a sequence of returns
Could a sequence of returns deplete your savings?